Few Apps For Managing Your Finances
Why go to the bank, write
a check, or use cash when it can all be done on your smartphone?
Whether you’re looking
for the latest financial news or a way to split a check with your friends, here
are a few financial apps you need to take a look at.
Square lets anyone accept
credit card payments
Square is an app that
lets you accept credit card payments. The app deposits the money directly to
your checking account, but takes a 2.75% transaction fee. If you have a small
business, you can pay $275 per month and Square won’t charge you the
transaction fee.
The company sends each
customer a free accessory that plugs into your smartphone’s headphone jack and
lets you swipe credit cards.
Price: Free for Android and iPhone/iPad
Mint lets you manage all
your finances
Mint.com
Mint pulls in data from
your personal bank accounts, student loans, 401k, credit cards, and just about
everything else to help you manage your debt and finances. It can tell you how
much you owe and help you design a payment plan to reach your financial goals.
Price: Free for Android and iPhone/iPad
Venmo makes it easy to
send money to your friends
Venmo via YouTube
Venmo is a simple app
that lets you transfer money to your friends. It’s perfect if you need to split
a check, share utilities, or just loan someone some cash.
Price: Free for Android and iPhone/iPad
Paypal lets you make
mobile payments and transfer money
Paypal, one of the most
popular online payment services, also has mobile apps to help you make payments
and send money to friends.
Price: Free
for Android and iPhone/iPad
Dwolla lets you make
payments with your phone and send money to friends
Dwolla
Dwolla is an app that
lets you pay for stuff at retailers on its network or transfer money to friends
who also use the app. It also links with your Twitter, Facebook, and LinkedIn
accounts so you can send money to connections on those networks.
Price: Free
for Android and iPhone/iPad
Google Wallet lets you
pay for stuff using your Android phone
Google Wallet is Google’s
mobile payments service for select Android phones. It uses your phone’s near
field communication (NFC) chip to communicate with special payment pads at
certain retailers. All you do is tap your phone on the pad and your payment
goes through.
Price: Free
for select
Android phones
If you belong to a major
national bank, you should get its app too
Most major banks have
smartphone and tablet apps that let you manage your account, make payments, and
deposit checks just by snapping a photo of them.
Here are a few links to
the biggest banking apps:
Bank of America: iPhone/iPad and Android
Chase: iPhone/iPad and Android
Ally: iPhone/iPad and Android
Capital One: iPhone/iPad and Android
Citi: iPhone/iPad and Android
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